Our services cover all aspects of financing a home, whether you’re a new home buyer, refinancing or buying investment properties.
We can find you the best rates from traditional lenders, as well as a large pool of funds for private mortgage financing. Private mortgages, self employed and not so perfect credit situations (ie: bankruptcy, divorce, power of sale, high debt load) are our specialty.
Many people don’t understand the difference between negotiating a mortgage directly with a bank or going through a mortgage broker. Although banks can offer some discounting for consolidating your services with them, a broker can search the market for the best deals.
One of the main benefits of using a mortgage brokers is that we have access to, and knowledge of, the entire mortgage market. We can advise which lenders will consider your case and which will not based on your individual circumstances.
As mortgage brokers in Hamilton, we have access to lenders who specialize in servicing people with adverse credit and can leverage relationships with mainstream banks. Mortgage brokers can also access exclusive deals not available on the open market, or negotiate a better interest rate or lower application fees from the lender in some cases. Check out our Hamilton mortgage broker services below that we currently offer.