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Refinancing Your Mortgage

Are you a current homeowner with your mortgage term coming to an end? Have you been paying way more on interest than what current rates are going for today? Well, if this is you then our team at Mission35 Mortgages is here to help.

If you own a property and already have a home loan, you could qualify for a mortgage refinance. So, to help you get started, your local Hamilton mortgage agents have listed the benefits of refinancing your current mortgage.

What Is A Mortgage Refinance?

Refinancing your mortgage means you replace your existing mortgage with an entirely new one. Your old mortgage will be entirely paid off so you only have to worry about making payments on your home once a month.

Benefits Of Refinancing Your Mortgage

Many homeowners choose to refinance their Hamilton mortgage so they benefit from the current low interest rates. If you applied for a loan when rates were at an all-time high, you could potentially save hundreds of dollars every month just by refinancing. This could help you decrease your debt and save more money every pay period.

You can also choose to refinance your existing mortgage if you are wanting to change your amortization period. If your loan term is coming to an end and you do not have the funds to pay your loan off entirely, you could extend your amortization period through a mortgage refinance. You could also shorten your amortization period if you originally applied for a 30-year mortgage but are interested in changing to a 15-year mortgage.

How To Qualify For A Mortgage Refinance

If you are looking to refinance your mortgage, be sure and have a good credit score and a stable income. It is also important to have at least 20% of the equity in your home. Your home?s equity builds overtime whenever you make a payment towards your mortgage.

Contact Us

For more details on refinancing your Hamilton mortgage or if you would like to get started on your application today, please contact the Mission35 Mortgages team at 905-574-5255.

Monday Mailbag – 35/40 Year Amortization

Welcome to Today’s Monday Mailbag!

Hi! My name is Joe from Mission35 Mortgages!

Today’s Monday Mailbag question is “Can I still get a 35 or 40 year amortization on my mortgage?”

YES!

We do still have lenders that offer 35 and 40 year amortization. Most lenders only offer 30 year amortization, but at Mission35 Mortgages we have access to two lenders that will still go up to 35 and 40 years.

Give your Mission35 Hamilton mortgage agent a call today – let’s talk!

You can also check out our YouTube channel for more helpful mortgage tips!

Monday Mailbag – Stress Tests

Welcome to Today’s Monday Mailbag!

Hi, there! I’m Nicole with Mission35 Mortgages and today’s Mailbag question is “Can you qualify my mortgage without applying the stress test?”

The answer is, yes we can! We have funds that may still be available to you!

Give us a call and we’ll give you a hand.

If you are looking for more helpful Hamilton mortgage tips, check out our YouTube channel.

Monday Mailbag – Having Your Parents Co-Sign

Welcome to Today’s Monday Mailbag!

Hey, everybody! I’m Chelsea from Mission35 Mortgages and today’s Monday Mailbag question is “Can I get my parents to co-sign if they already have a home with a mortgage?”

The answer is, yes!

They still have to qualify. We have to make sure their income, debt, and credit all make sense with the mortgage application.

Give us a call today at Mission35 Mortgages and one of our dedicated Hamilton Mortgage reps will be happy to help you!

Monday Mailbag – Our Mortgage Agent Training

Welcome to Today’s Monday Mailbag!

Hi! I’m Akad from Mission35 Mortgages and today’s Monday Mailbag is “what additional training does Mission35 provide its agents?”

We have a monthly Mortgage University course in addition to a monthly lender meeting. This allows our mortgage agents to be up to date on the ever-changing?market conditions!

If you are interested in learning more about the vast knowledge and experience of our Hamilton mortgage agents, give us a call today!

Monday Mailbag – Easiest Way to Send Us Your Documents

Welcome to Today’s Monday Mailbag!

Hi! I’m Michelle from Mission35 Mortgages and today’s Monday Mailbag is “What is the easiest way to get your documents to Mission35 Mortgages?”

That is a great question! You can actually upload your documents through any mobile device and they get sent directly to our state of the art technology.

If you have any questions at all, just pick up the phone and give us a call!

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Head Office 59 John Street South
Hamilton, On, L8N 2B9
  • Call: 905-574-5255
  • Email: info@mi35.ca
Mission35 Locations
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  • Binbrook
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